California Consumer Information: Mann & Associates Insurance Services, Inc. (CA License 0H82488) offers health insurance plans from a variety of carriers. We do not offer every plan available in your area.
Understanding California Health Insurance
Health insurance is an essential component of financial planning in California. The state operates its own marketplace — Covered California — offering ACA-compliant plans with potential premium subsidies based on your income and household size.
As independent brokers, we compare plans from California's leading carriers to find what genuinely fits your needs and budget — with no pressure, no bias, and no cost to you.
Get a Free Health Insurance QuoteIs health insurance required in California?
Yes. California has a state individual mandate requiring qualifying health coverage or a penalty when filing state taxes. We'll help you find coverage that satisfies this requirement.
When can I enroll?
Open Enrollment typically runs November through January. Special Enrollment Periods are available when you experience qualifying life events like job loss, marriage, or a new baby.
Can I qualify for subsidies?
Many Californians do. Eligibility is based on income and household size. We'll run a free subsidy analysis so you know exactly what financial help you may qualify for before you choose a plan.
Health Plans We Offer
Covered California (ACA)
Most PopularCalifornia's official marketplace offering subsidized plans. Many families qualify for premium tax credits that significantly reduce monthly costs.
- Open & Special Enrollment guidance
- Premium subsidy analysis at no cost
- Compare HMO, PPO & EPO side-by-side
- Annual renewal & plan optimization
Individual & Family Plans
Year-RoundOff-marketplace options for those not qualifying for subsidies or needing coverage outside the Open Enrollment window.
- Available outside Open Enrollment
- Short-term bridge coverage
- Dental & vision add-ons available
- Multi-carrier comparison included
Small Business Group Health
For EmployersAttract and retain talent with competitive group health benefits. We simplify the process for businesses with 1 to 100 employees.
- 1–100 employee groups
- SHOP marketplace guidance
- Employee contribution structuring
- Annual renewal management
Medi-Cal Assistance
Low-IncomeGuidance for individuals and families who may qualify for free or low-cost coverage through California's Medi-Cal program.
- Free eligibility assessment
- Application support
- Renewal assistance
- Bridge plan transition support
Carriers We Represent
Ready to Find Your Plan?
Our consultations are free, unbiased, and come with no obligation. Let us do the comparison shopping for you.