Disclaimers

General Disclaimer

The information provided on this website and through Mann & Associates Insurance Services, Inc. is for general informational purposes only. It should not be construed as professional insurance, legal, tax, financial, or medical advice. Individual circumstances vary, and you should consult with a licensed professional before making insurance decisions.

Medicare Disclaimer

Mann & Associates Insurance Services, Inc. is a private insurance agency and is NOT affiliated with or endorsed by Medicare, the U.S. Department of Health and Human Services, or any federal government agency. Not all plans are available in all areas. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information about all of your options.

Covered California Disclaimer

Mann & Associates Insurance Services, Inc. is a certified insurance agent authorized to sell plans through Covered California. We represent multiple carriers available through the California marketplace. We do not represent all carriers or all plans available in California. Eligibility for subsidies and specific plans depends on your individual circumstances.

Rate and Coverage Disclaimer

Insurance rates and benefits quoted through our agency are estimates based on information provided and are subject to carrier underwriting, verification, and approval. Final premiums and coverage terms are determined solely by the insurance carrier. Rates are subject to change without notice. Coverage descriptions on this website are summaries only; actual coverage is determined by the terms of the insurance policy.

Life Insurance Disclaimer

Life insurance policies described on this website are general in nature. Policy availability, features, premiums, and underwriting guidelines vary by carrier and individual health profile. Not all applicants will qualify for all products. We represent multiple life insurance carriers and will present options that best match your situation based on the information you provide.

Website Information Accuracy

While we make every effort to keep information on this website accurate, insurance regulations, plan details, and carrier offerings change frequently. Information on this website may not reflect the most current plan details, enrollment deadlines, or regulatory changes. Always verify information directly with the insurance carrier or relevant government agency before making decisions.

Testimonials

Client testimonials displayed on this website reflect individual experiences and are not guarantees of results. Insurance outcomes, savings, and experiences vary by individual. Past client experiences do not predict future results.

California License

Mann & Associates Insurance Services, Inc. holds California Department of Insurance License No. 0H82488. This license authorizes us to sell life, accident, and health insurance products in the state of California.

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